If you are looking for reasons why you are receiving three different scores from the three credit bureaus, then you should probably continue reading this. Well, to start, your case is just common. There are a lot of people out there who are also surprised and still searching for the answer why they keep on receiving different scores from the three bureaus. For the record, the most common factor why the scores are different is because, it was usually on the lender or sometimes, it was a mistake by the borrower. In case of the lender, it is not a secret to many that they don’t usually send their information’s to all of the three credit bureaus that is why it was the most common reason why a certain borrower’s credit score vary between the free credit report score gov. On the other hand, if we say, it was a borrower’s mistake; it was a case of name variations. This case means that there are times that we misspelled our names while filing up credit applications, and if this happen; it will generate different scores under one person’s name.
Another thing that might also give a different score between these 3 bureau credit reports of the three bureaus is the data’s they collected. In your credit information’s, it includes your history in the last 7 years and if one of the bureaus missed some of your transactions in that span, then this gives you a different score from the other credit bureau reports. Furthermore, while swiping your credit cards in supermarkets, grocery stores, etc. All of the transactions on this will be forwarded to each of the credit bureaus using the machine where you swiped your card. However, since the sending process was in a hurry sometimes due to a lot of customers on the line, it produces some errors that affect your credit report as well. Hence, it is recommended for every borrower to check their credit reports to each of the credit bureau regularly and correct them if there are some errors listed on it.